Insurance and Payment:
Depending on whether you have insurance, and the extent of your coverage, you may be asked to make a payment at the time of your visit. We suggest that you contact your health insurance provider before your appointment to verify benefits and coverage, and to confirm that Dr. Ganz is a participating provider.
Your copayment, coinsurance and deductible are due at the time of your visit. If you require surgery, a payment request may be made prior to scheduling. For your convenience, Neurosurgery and Spine Northwest accepts cash, personal checks, Visa and MasterCard.
Please remember to bring your insurance card, Medicare or Medicaid card with you to your office visit. If you do not bring your card, we will ask that you pay at the time of your visit.
HEALTH PLAN OR MANAGED CARE PLAN: If you are enrolled in a health plan or managed care plan, your copayment will be collected before you see the doctor.
MEDICARE/MANAGED MEDICARE: If you are enrolled in traditional Medicare, a 20% coinsurance payment will be collected at the time of service. However, if you have coverage secondary to Medicare, no payment is required. If you are enrolled in Managed Medicare (a Medicare policy administered by a private insurer such as Blue Cross), your copayment will be collected at the time of service.
WORKER'S COMPENSATION AND SELF-INSURED EMPLOYER: If you are being seen for a work-related injury, your claim must be approved by the Bureau of Workers' Compensation or self-insured employer.
If approved, please provide the following information: date of injury, claim number, the name and billing address of the managed care organization that administers your benefits, and the name of your treating physician.
If your claim is not approved, Neurosurgery and Spine Northwest will submit a claim to your health insurance company. If you do not provide your workers' compensation claim number, and you do not have health insurance, we will ask that you make payment at the time of your visit.
OUT-OF-NETWORK INSURANCE: If Neurosurgery and Spine Northwest is not a participating provider on your insurance plan, we will bill your insurance company as an out of network provider.